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Airbags went off: repair the car, let insurance total it, or junk it?

Updated First published By Cash For Junk Cars Junk My Car Inc

Is a car totaled when the airbags deploy?

Not automatically. The airbags add their own parts to the crash repair, and an insurer weighs that whole bill against what the car is worth. On an older car the restraint parts can easily tip the comparison, because they come on top of the body and mechanical work. Without collision coverage, that same math is yours to do.

What a deployment adds to the repair

An airbag is a one-shot part. NHTSA’s air bag page says a deployed bag can’t be reused and has to be replaced by an authorized technician without delay. The bag itself is rarely the whole story, though. Carmakers publish their own lists of what a deployment touches, and Volvo’s statement on restraint systems shows how long those lists run:

  • a new steering wheel every time the driver’s bag fires, because damage can hide inside it
  • new seat belt pretensioners and buckles at every seat someone was sitting in
  • new crash sensors on the damaged side after a curtain bag fires, and new front sensors when the front end took the hit
  • a new restraint control module if its fault codes won’t clear or it shows damage
  • a dashboard inspection, with no repair allowed where a bag came through it
  • scans before and after the work, then a road test

Your car’s maker will have its own version, but the pattern holds. A deployment turns a body-shop estimate into a body-shop estimate plus a list of safety parts.

Can you still drive it?

Not safely. NHTSA’s advice is to replace used air bags right away, at an authorized repair center, and before the car is driven again. Empty housings give no protection in the next crash. Frontal bags are designed to fire in what NHTSA calls moderate to severe crashes, roughly like hitting a solid wall at 8 to 14 mph or more, so the crash that set them off has often damaged more than the cabin.

If you’re not fixing the car, it doesn’t need to move under its own power. Our free pickup loads cars that don’t run or roll.

The cheap fix you should refuse

A low quote for airbag work deserves one question: where do the parts come from? NHTSA has found counterfeit air bags in cars repaired after a crash, some bought online by owners and some by shops. It reports that these fakes have failed in ways ranging from not opening at all to throwing metal shrapnel. In 2024 it put out a consumer alert after faulty aftermarket replacement inflators killed at least three people and left two others with disfiguring injuries.

Volvo’s statement goes further and approves only genuine Volvo parts in the restraint system, not recycled, salvaged or aftermarket ones. If the genuine-parts price makes the repair a bad deal, take that as the answer. Retiring the car is safer than patching it with parts nobody can vouch for.

When the insurer calls it a total loss

With collision coverage, the insurer compares the repair estimate with the car’s value and decides. In Illinois, once an insurance company pays a total-loss claim it is treated as the owner of the car, and the car becomes salvage (625 ILCS 5/3-117.1). The wreck is then the insurer’s to dispose of, not yours to sell.

There’s an exception worth knowing. If the car is 9 model years old or older, the statute lets you keep it by agreement with the insurer. If you do, the car still carries its history into any later sale, so read Illinois title brands explained before you list it or call a buyer.

No collision coverage: run the numbers yourself

Drivers with liability-only insurance pay for their own repair, so the decision is yours. Use the same test our guide on when a car isn’t worth fixing lays out: price the full repair, airbag list included, then compare it with what the car would be worth fixed and what it’s worth as it sits. It’s the same comparison we walk through for catalytic converter replacement cost.

Your situation What usually makes sense
Collision coverage, and the insurer approves the repair Let the insurer’s shop fix it with genuine parts
The insurer declares a total loss The car goes to the insurer, unless you keep an older one by agreement
No collision coverage, and genuine parts push the bill past the car’s value Sell it as it sits
A quote that only works with parts of unknown origin Walk away from that quote

A wreck at home can be on a clock

Some suburbs don’t let a wrecked car sit for long. Matteson’s code, for one, makes a wrecked or dismantled car left outside past its deadline a public nuisance (§ 90.16), and our Matteson pickup page gives that deadline and how the village enforces it. Check your own town’s page on the pickup map for its rules.

Selling it with the bags out

You don’t have to pull the bags, clear the warning light or tidy the cabin. We buy crash-damaged cars as they sit, tow them at no charge and pay you at pickup. Tell us on the offer form which airbags fired and where the car is parked.

Year, make and model are enough to start an offer.

(708) 719-99096:30 a.m. to 10 p.m., every dayGet Instant Offer

Short answers

How much does it cost to replace deployed airbags?

There's no honest single number. It depends on the make, how many bags fired and which belts and sensors went with them. Ask the shop for a written estimate that lists every restraint part on its own line, and ask whether each part is new and genuine.

Is it worth fixing a car when only the side airbags went off?

Sometimes. A side or curtain deployment can mean fewer parts than a frontal one, but Volvo, for one, calls for new crash sensors on the whole damaged side after a curtain bag fires. Price the full list before you decide, then compare it with the car's value.

Will you buy a car with the airbags still hanging out of the dash?

Yes. Leave everything as it is. We buy wrecked cars as they sit, the tow costs you nothing, and you're paid at pickup.

Ready to sell? Send the year, make and model and we call you back.

(708) 719-99096:30 a.m. to 10 p.m., every dayGet Instant Offer
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